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Get Help: New Jersey Social Services

Tools For Tough Economic Times and Finding Social Services

Books and Resources on Housing


Housing resources for those experiencing challenges relating to homelessness, difficulty paying rent and utilities, facing foreclosure, and other related issues. If you are facing immediate housing issues you can call the New Jersey Housing Center at 1-877-428-8844, or the NJ State Homeless Hotline, NJ 211, by dialing 2-1-1.

General Resources

Homeless/Unhoused Resources

See the Finances section of this guide for additional resources relating to food assistance and locating NJ food banks.


Get Up to $15,000 Towards Your First-Time Home Purchase

First-time homebuyers can qualify for up to $15,000 in down payment and closing cost assistance when purchasing a home in New Jersey through the NJHMFA Down Payment Assistance Program (DPA). The DPA is an interest-free, five-year forgivable second loan with no monthly payment.

Through NJHMFA's First Generation Down Payment Assistance Program, first-time homebuyers who are also first-generation homebuyers can receive an additional $7,000 in down payment and closing cost assistance, which must be combined with the DPA award.

Tenant Resources

Rent and Utility Assistance

Foreclosure Help

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