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Affordable Care Act Information: Affordable Care Act (ACA)

Open enrollment under the Affordable Care Act begins November 1, 2019. By state law, New Jersey residents are required to obtain medical insurance.

Affordable Care Act (ACA)

Helpful Resources

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New Jersey Information

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Get Covered New Jersey

2019 open enrollment is over. You can enroll in or change plans if you have certain life changes or qualify for NJ FamilyCare (Medicaid).

Open Enrollment for 2020 begins on November 1, 2019 and end date has been EXTENDED to 3:00 AM EST on December 18, 2019.

New Jersey continues the individual mandate for health insurance.

The Law Blog

Affordable Care Act

Key Points

  • New Jersey has adopted an individual mandate.
  • New Jersey uses the federally-facilitated marketplace.
  • Explore coverage options and enroll at
  • Open Enrollment for 2020 coverage starts November 1, 2019.

​Important dates for 2020 enrollment

  • November 1, 2019: Open Enrollment starts — first day you can enroll in a 2020 Marketplace plan.
  • Enrollment ends: EXTENDED TO 3:00 AM ET, Wednesday, December 18, 2019. 
  • January 1, 2020: Plans sold during open enrollment start.


  • A toll-free hotline is available 24 hours a day, 7 days a week: 1-800-318-2596 (TTY: 1-855-889-4325).  Available 24 hours a day, 7 days a week. [Closed Memorial Day, July 4th, Labor Day, Thanksgiving, and Christmas.] Assistance is available in English and 15 other languages.
  • In-person assistance by navigators and certified application counselors is available.  Find local help locations by zip code or city.

Enrolling and Re-Enrolling

Special Enrollment Outside of Enrollment Dates

Special enrollment is possible if you have a qualifying life event outside of the open enrollment period.

Qualifying Life Events Include:

  • Marriage/Divorce
  • Losing other health coverage
  • Having a baby
  • Adopting a child
  • Turning 26 and losing coverage through a parent's plan
  • Becoming a U.S. citizen.
  • Leaving incarceration
  • Moving to a new residence
  • Others Other Language Resources

Recursos útiles

Ahora es tiempo de escoger la cobertura de seguro de salud para el próximo año.

La inscripción abierta es desde el 1 de nov. hasta el 15 de dic. No esperes. ¡Obtenga una cobertura ahora!

Nueva Jersey sigue teniendo como requisito obtener cobertura de salud en 2019.

Aprenda más sobre el Mercado de Seguros Médicos y sus nuevas opciones de cobertura.

Reference Librarian

Martha Sullivan's picture
Martha Sullivan
New Jersey State Library
185 West State Street
PO Box 520
Trenton, NJ 08625
609-278-2640 x165

U.S. Documents Librarian

Teri Taylor's picture
Teri Taylor
New Jersey State Library
PO Box 520, 185 W. State Street
Trenton, NJ 08626-0520
609-278-2640 ext. 166
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