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Affordable Care Act Information: Affordable Care Act (ACA)

Open enrollment under the Get Covered NJ State Marketplace begins November 1, 2020. By state law, New Jersey residents are required to obtain medical insurance.

Affordable Care Act (ACA)

New Jersey Information

New Jersey continues the individual mandate for health insurance.

Special Enrollment

Special Enrollment Outside of Enrollment Dates

Open enrollment for 2020 has ended. For a limited time special enrollment continues through
You can enroll in or change plans if you have certain life changes or qualify for NJ FamilyCare (Medicaid).

Special enrollment is possible if you have a qualifying life event outside of the open enrollment period.

Qualifying Life Events Include:

  • Marriage/Divorce
  • Losing other health coverage
  • Having a baby
  • Adopting a child
  • Turning 26 and losing coverage through a parent's plan
  • Becoming a U.S. citizen.
  • Leaving incarceration
  • Moving to a new residence
  • Others

Enrolling through

  • A toll-free hotline is available 24 hours a day, 7 days a week: 1-800-318-2596 (TTY: 1-855-889-4325).  Available 24 hours a day, 7 days a week. [Closed Memorial Day, July 4th, Labor Day, Thanksgiving, and Christmas.] Assistance is available in English and 15 other languages.
  • Before enrolling, view the Checklist of what you need to apply.
  • Five things you can do to get ready to enroll.
  • Important: You must tell the Marketplace about any changes to the information you included on your last application. See Report Changes
  • Create an account at
  • Apply using information about income and family members that you gathered after viewing the Checklist.
  • Pick a plan after comparing qualified health plans.
  • Enroll.
  • See Healthcare Coverage Application Tips and Troubleshooting for help with choosing a browser, resetting a password, identity proofing, and uploading documents.

Helpful Resources

The Law

Affordable Care Act - NJ State Marketplace

Key Points

  • New Jersey will stop using and start using the new State-based Marketplace, Get Covered NJ, starting November 1, 2020.
  • Enrollment for 2021 coverage starts November 1, 2020.
  • New Jersey has adopted an individual mandate.

​Important dates for 2021 enrollment

  • November 1, 2020 - Enrollment period starts
  • January 31, 2021: Enrollment period ends


Enrolling and Re-Enrolling

  • New Customers - Get Started
  • Plan Comparison Tool - coming soon. Browse Plans beginning mid-October 2020.
  • If you have a Marketplace plan and choose auto-renewal, you will automatically be re-enrolled in the same plan at open enrollment.
  • To help make the move, HealthCare.Gov provided Get Covered New Jersey with your current application and enrollment information. This was used to create a new account for you on 
  • You should receive a letter from GetCoveredNJ with an access code to log in to your new user account. You can access your account starting on November 1, 2020. Blog

U.S. Documents Librarian

Teri Taylor's picture
Teri Taylor
New Jersey State Library
PO Box 520, 185 W. State Street
Trenton, NJ 08626-0520
609-278-2640 ext. 166

Language Resources

Recursos útiles

Ahora es tiempo de escoger la cobertura de seguro de salud para el próximo año.

La inscripción abierta es desde el 1 de nov. hasta el 15 de dic. No esperes. ¡Obtenga una cobertura ahora!

Nueva Jersey sigue teniendo como requisito obtener cobertura de salud en 2019.

Aprenda más sobre el Mercado de Seguros Médicos y sus nuevas opciones de cobertura.

Reference Librarian

Martha Sullivan's picture
Martha Sullivan
New Jersey State Library
185 West State Street
PO Box 520
Trenton, NJ 08625
609-278-2640 x165
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